Privacy Policy
We use a Google-certified CMP (IAB TCF v2.2) and Google Consent Mode v2. Ad and analytics cookies are denied until you give consent. You can change your choices anytime via the footer or Privacy & Cookie Settings.
Introduction
At HELOC Mortgage Calculator, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Use our HELOC calculator and financial tools
- Subscribe to our newsletter
- Contact us through our contact forms
- Participate in surveys or feedback forms
Automatically Collected Information
We automatically collect certain information when you visit our website, including:
- IP address and location data
- Browser type and version
- Device information
- Pages visited and time spent on our site
- Referring website information
How We Use Your Information
We use the information we collect to:
- Provide and improve our HELOC calculator and financial tools
- Personalize your experience on our website
- Send you relevant financial information and updates
- Respond to your inquiries and provide customer support
- Analyze website usage to improve our services
- Comply with legal obligations
Information Sharing and Disclosure
We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:
- With your explicit consent
- To comply with legal requirements
- To protect our rights and prevent fraud
- With trusted service providers who assist in website operations
Data Security
We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.
Third-Party Ads & Cookies (Google AdSense)
We use third-party advertising services (including Google AdSense). Third parties (including Google and partners) may use cookies, device identifiers, or similar technologies to deliver ads, manage frequency, perform attribution, and prevent fraud based on your visits to this and other sites/apps.
- How Google uses information from sites/apps: policies.google.com/technologies/partner-sites
- Google Privacy Policy: policies.google.com/privacy
- Manage or opt out of personalized ads: adssettings.google.com
In the EEA/UK, we obtain your consent before using ad-purpose cookies or serving personalized ads; you can change your choices at any time via the “Privacy & Cookie Settings” link in the footer.
Third-Party Services
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
Your Rights
You have the right to:
- Access your personal information
- Correct inaccurate information
- Request deletion of your information
- Opt-out of marketing communications
- Withdraw consent at any time
Children's Privacy
Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.
US CPRA/CCPA
California residents have the right to opt out of the sale or sharing of their personal information. We also honor Global Privacy Control (GPC) signals as an opt-out where applicable.
To exercise your rights, visit Do Not Sell or Share My Personal Information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: [email protected]
Website: Contact Us